Cybersecurity Awareness

Think Before You Click: Could You Spot a Scam?

Learn how to recognize scams before they fool you.

1 - Phishing scams
Every day, scammers send emails and text messages that appear to come from trusted businesses, financial institutions, delivery companies, or even people you know. Their goal is simple: get you to click a link, share personal information, or send money.
Fortunately, a few extra seconds can make all the difference.

Before You Click, Ask Yourself:

✔ Was I expecting this message?

✔ Does the sender's email or phone number look legitimate?

✔ Is the message creating urgency or pressure?

✔ Does the link look suspicious?

If something feels off, trust your instincts.

Red Flags to Watch For

  • Unexpected account alerts

  • Package delivery problems

  • Requests to "verify" your information

  • Prize or gift card offers

  • Messages demanding immediate action

Remember:

We will never ask for your password or PIN by email or text.

If you're unsure whether a message is legitimate, contact us directly before responding.

2 - Is Your Password Strong Enough?

A few simple security habits can help protect your accounts all year long.

Your online accounts contain valuable personal and financial information. Fortunately, protecting them doesn't have to be difficult.

This month, we're focusing on simple steps that can significantly improve your online security.

Four Ways to Better Protect Your Accounts

  • Create stronger passwords.

    • Use long passwords or passphrases that are unique for every account.

  • Keep your devices updated.

    • Software updates often include important security fixes.

  • Enable account alerts.

    • Transaction notifications can help you spot suspicious activity quickly.

  • Never share verification codes.

    • If someone asks for a code sent to your phone, it's likely a scam


Small Habits Matter

Cybersecurity isn't about perfection. It's about building good habits that help protect your identity and finances every day.

3 - Know the Warning Signs of Identity Theft

Catch identity theft early by knowing what to watch for.

Identity theft often starts quietly. The sooner you recognize the warning signs, the sooner you can protect yourself.

Watch for These Red Flags

  • Transactions you don't recognize

  • Bills for accounts you didn't open

  • Unexpected credit inquiries

  • Missing mail

  • Alerts about password changes you didn't request


What To Do

If you notice suspicious activity:

✔ Contact us immediately.

✔ Change your passwords.

✔ Review your recent account activity.

✔ Monitor your credit.

✔ Report suspicious activity promptly.


Quick action can help minimize the impact of identity theft.

Remember, we're here to help if something doesn't seem right.


4 - Shop Smart This Holiday Season

Protect yourself from online shopping scams before the holiday rush begins.

As holiday shopping ramps up, so do online scams.

Fraudsters often take advantage of busy shoppers with fake websites, fraudulent advertisements, and convincing emails offering incredible deals.

Shop More Safely

✔ Shop with trusted retailers.

✔ Look for https:// before entering payment information.

✔ Avoid making purchases on public Wi-Fi.

✔ Verify QR codes before scanning.

✔ Be cautious of deals that seem too good to be true.

One More Tip

If an online retailer asks you to pay with gift cards, cryptocurrency, or wire transfers, that's a major warning sign.

Take a moment to pause before completing your purchase.

Your extra caution today can help protect your finances tomorrow.

Think Before You Click.

Small actions. Big protection.

 

Guest User